Will not at fault accidents raise my insurance?

Question

will not at fault accidents raise my rates. such as people hitting my parked car not at fault reports? should I not report accidents then? I had someone hit my motorcycle parked in a parking lot , an someone back into me in reverse on a one way street.

Starrysky · Accepted Answer

Those accidents are paid for by the other driver's or rider's insurance, not yours.  You should not see increases.

Drive-by Media · Answer

Possibly. Anytime you file a claim the ins co will most likely raise your rates to recoup the expenditure.

May · Answer

Usually not but they could if your insurance company checks your DMV driving record and finds that you are accident prone. Regardless, the most foolish thing you can do is to pay out of pocket when insurance will pay.

People who have insurance but refuse to use it merely because of the FEAR of a rate increase, have a screw loose.

People who have insurance but refuse to use it  merely because of the FEAR of a rate increase,  have a screw loose.

Anonymous · Answer

Your rates will continue to climb because basically car insurance is a scam. The companies have no qualms about robbing you until you actually need them. Then their motto suddenly becomes: "If you ever need NOTHING,we're there for you."

Farmers is one of the worse.

Erik · Answer

It makes sense that they will not.  But your insurance company will be a better source of information than Yahoo Answers.  Don't worry, they won't yell at you for wasting their time if you call them and ask.

JetDoc · Answer

SOMEONE has to pay!  Your insurance company sold you an insurance policy based on the assumption that you will have no accidents.  Unless you can prove that someone else is responsible, and has insurance to pay for your damages, I guess it's going to be YOU!

Will not at fault accidents raise my insurance?

6 Answers