Do you think this is wrong?

A Payment agreement would be best for both parties. Seems like in good faith he loaned you guys money for repayment. But now he sees you spending money on things he disagrees with.

Yes I do. A tattoo is not exactly what most people would consider a life-necessity. If I were your father-in-law I would consider it an insult that you came to me for a loan and were still able to "scrape" up enough money for the ink job... The whole point of going to your in-laws was because you had nothing to scrape right?

It would make me think twice about helping you out again. If you are broke because your old man is a gambler then you need to work on fixing that by addressing the issue or by sending him packing.

Food is important

Shelter is important

Clothing is important

Health Care is important

Getting a tattoo when you are busted is not... Your Father In Law has a right to be peeved... Now if you are chronically broke because his son loses all of your money gambling then you should as your Father in Law to kick his ***, not to bail him out... Good Luck.

Regardless of how responsible you are, you were wrong to spend money on a tattoo. I would be upset if I were your FIL too. You can't afford to pay your bills but you can "scrape together" some money for something that could have waited until you were more financially secure.

Your husband should be stepping up to the plate too and not be gambling away money that needs to be used somewhere else.

Being fiscally responsible in the past and your new tattoos doesn't put money back into his pockets. This is the scrutiny you face when borrowing money from friends and family. You have no right to be upset with him, and he has no right to be upset with you, as you can do whatever you want with money you have available. But you should have better sense when borrowing money from people. This is what happens.

Again, it's your own business how you spend your money, even what you borrow from someone else. However, if you haven't arranged a payment schedule yet then make one you both can live with, then everyone can be happy. Rationalizing to him why you spent money on a tattoo is going to do no good whatsoever. Whatever you confront him about it should only be about paying back his money.

Bad timing on the tattoo. I can understand why your fil is mad because he loaned you money to catch up on bills and then you get a tattoo. Don't "confront" your fil because you would lose that confrontation. Talk to him - explain to him that you scraped together the money. And pay back the money you owe him as soon as possible. In the future, when you need money, don't borrow it from family.

Honestly if you having financial difficulties getting a tattoo should not be on the list of things to do. You should have used that money to pay off some bills or save it until you are in the clear with your finances. As far as your father in law goes once he loaned/gave you the money it was yours. He cannot dictate what you do with it.

I think the money should have gone to your father in law first. It isn't about you or your husband being more financially responsible. It is about being responsible for your debt and making priorities. I think if you had helped someone else out with money because they were having a tough time and expected to be paid that money back, you probably wouldn't be too happy to see them out getting tattoo's instead of returning your money. Try and look at it that way.........it's always easier to see things or feel it when it is your own money rather than someone elses.

I wouldn't confront him. You can understand how he must feel though. A tattoo is not exactly a financial priority. Next time you "scrape" together some money then pay back what you can. That goes the same for the gambling money.

When you borrow money, this is what you face. That is why I don't borrow money! It's up to your husband to set him straight. Personally, I wouldn't have let him know about the tattoo because obviously he'd be upset since he loaned your family money. Let your husband handle it. And just act like nothing is wrong. You must try to preserve your relationship with you inlaws. Especially since they ae in a position to help you financially if needed.

You have no right to be upset with your FIL, while he has every right to be upset with you.

The money you scraped together should have gone to pay back the loan. And that is why I will never loan money to family.