Buying items online or the internet?

You're taking a huge risk anytime you post personal information such as a credit card or social security number. So, no, it's not totally safe.

The Internet has opened a world of opportunity for shopping online. Anyone can set up a website and enter into the e-commerce world – In the first instance you have no idea if you are choosing “a Man and Van” operating out of their spare room or a well established business.

Most websites now accept payment methods such as Paypal and Western Union . These services offer you some protection against no show goods or faulty goods. More extensive insurance is provided by most credit card companies who at the end of the day take the brunt of the majority of fraud on line. Fraud is an issue on line but it is such a low percentage that it would be a pity to deter honest shoppers and sites.

If you follow common sense and basic rules fraud can be avoided. If the website asks for details over and beyond what is required for a normal transaction i.e. DOB - back out. Another good idea is to have one specific credit card for online use with a low credit limit – minimizing the risk should your details fall into unscrupulous hands. Never use a card that is linked directly to your bank account – as you could face the prospect of an empty account. Another idea is if you need to make a large purchase – test the water with a smaller purchase before hand.

Every time you purchase something over Internet its not safe whether you're using credit card or Online Banking. Internet is an open channel for all and possibly someone elaborate your confidential information like credit card details or you online transaction password. However all the reputed websites use Secure Shocket Layes to protect your privacy from others but some times even these things won't be able to protect your credentials and private information.

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